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Mortgage Secured Overdraft

Be prepared for those unexpected expenses

A Mortgage Secured Overdraft is a home loan that acts like a line of credit. You can use the funds for a renovation, to purchase a property or car, or even to cover your 'big' retirement plans.

Variable 7.80 % p.a. Interest rate

Product Features:

Mortgage Secured Overdraft
Redraw facility : Yes
Offset account : No
Additional repayments accepted : Yes
Minimum loan amount : $10,000
Enable interest capitalisation option : No
Fees
Annual fee : $0
Monthly fee : $0
Redraw fee : $0
Establishment fee : $250

Additional third-party fees and charges apply, please refer to our Fees & Charges and Transaction Limits for details.

Mortgage Secured Overdraft Rate p.a.
Interest Rate Variable 7.80% p.a.

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Request a Home Loan Key Facts Sheet3

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How to apply

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A home loan specialist will answer all your questions and help move your application along.

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Our Mobile Bankers located in NSW can come to visit you at home, at work or wherever else is convenient for you.

Guides for home buying

Why choose Australian Mutual Bank?

  • 100% Customer owned

    On becoming a member of our bank, you're not just a customer, you're an owner!

  • Ethical banking

    The benefit of our members, society, and the planet drives everything we do

  • Friendly service

    Our number one goal is to give you the best overall banking experience we can

  • Safe and secure

    Eligible deposits are protected by the Financial Claims Scheme

Footnotes:

  • 1 You must be at least one month's repayment in advance to obtain a redraw.
  • 2 Does not include valuation, Lender's Mortgage Insurance, 3rd party and government fees such as registration fees, stamp duty, etc.

3. Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.

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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review Australian Mutual Bank Ltd Account and Access Facility Conditions of Use and Financial Services Guide before acquiring the product.

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