We’re carrying out a planned banking system integration to complete our merger with Teachers Mutual Bank Limited, meaning our Mobile App and Internet Banking are currently unavailable. Please be assured your card still works. Services are expected to resume Sunday 24 May. Click here for more information.

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Personal Loans

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Take control of your next step with flexible personal loans that puts you in charge

All Purpose Personal Loan

Get your plans blossoming

  • No ongoing fees
  • Choose weekly, fortnightly or monthly repayments
  • Make extra repayments
  • 11.99 % p.a. Interest rate
  • 12.21 % p.a.
    Comparison rate
Apply now Learn more

Fixed Rate All Purpose Personal Loan

Say hello to your plans

  • No ongoing fees
  • Choose weekly, fortnightly or monthly repayments
  • A competitive fixed interest rate
  • 6.99 % p.a. Interest rate
  • 7.20 % p.a.
    Comparison rate
Apply now Learn more

 

How much will my personal loan repayments be?

 

Use our personal loan calculator to see how much your repayments will be and how to pay it off sooner.

How to apply

Apply Online

Get started online, the application process is quick and easy!

Phone

A home loan specialist will answer all your questions and help move your application along.

Mobile Banker

Our Mobile Bankers located in NSW can come to visit you at home, at work or wherever else is convenient for you.

Not ready to apply but simply wish to make an enquiry?

Leave your details below and one of our consultants will be in touch.

 

All applications for credit are subject to our responsible lending criteria. Fees and Charges apply. You can find our Consumer Lending terms and conditions and Credit Card terms and conditions available online or from any of our offices.

Your privacy at the Bank is important to us. Please read our Privacy Framework along with our Privacy Notice and our Privacy Consent - Lending.

If you submit this form, the Bank may contact you about products and services we offer which may be of interest to you, unless you have opted out of receiving marketing communications. If you are not an existing member, and you do not take out the product or service this form relates to, the Bank will not use your personal information from this form for marketing purposes after 6 months from when you submit the form. For more information, please refer to our Privacy and Credit Reporting Policy. 

Why choose Australian Mutual Bank?

  • 100% Customer owned

    On becoming a member of our bank, you're not just a customer, you're an owner!

  • Ethical banking

    The benefit of our members, society, and the planet drives everything we do

  • Friendly service

    Our number one goal is to give you the best overall banking experience we can

  • Safe and secure

    Eligible deposits are protected by the Financial Claims Scheme

Footnotes:

  • 1 WARNING: Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans and All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.
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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

Disclosures | Security | Privacy | BSB: 611 100

Australian Mutual Bank is a division of Teachers Mutual Bank Limited.

For products and services, conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. Lending criteria apply to approval of credit products. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.

© 2026 Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981